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Pure Savings.
We provide real-time access to premier wholesale lenders, delivering wholesale pricing instantly, No Credit Checks,
just Pure Rates.
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Pure Rates = Pure Savings
Pure Pricing: Clear upfront pricing with no hidden fees and real-time mortgage rate quotes from the top wholesale lenders, we do the shopping for you.
Pure Process: Eliminating unnecessary intermediaries and reducing overhead costs, translates to lower interest rates and closing costs. Our efficient process allows us to make significantly less profit than traditional banks and mortgage companies, we pass this savings on to you. This greatly reduces our marketing cost, and allows us to deliver better pricing to all of our clients.
Pure Love: Our process is crafted to ensure that you confidently refer your friends and family to join our Pure Rate Family.
Learn more5,000+
Satisified Clients
$1 Billion+
in Origination
20+
Years of mortgage experience
Where are you in your home loan journey?
Turn your dream home into a reality.
Refinance an existing loan with ease and confidence.
Pure loan process
Pure Plan
Crafting a tailored mortgage strategy is essential. Leverage our extensive decades-long expertise in a personalized consultation to devise the optimal plan, ensuring you secure the most advantageous mortgage for your specific situation.
Pure Application
Online or over the phone, we collect the personal information needed to approve your loan.
Pure-Approval
Our pre-approval on steroids, you will upload income, assets, and other documents to our secure portal. An underwriter will review all of the documents. This allows you to make an offer with confidence, and close significantly faster.
Pure-Lock
Once your offer is accepted, we lock in your rate. You will need to sign disclosures, then pay for your appraisal (if required). You'll be assigned a loan partner to help gather any additional documents that will be required to get your loan fully approved.
Pure-Close
Once your loan is approved through underwriting, we will review final numbers, and it's off to the closing. You will sign your closing documents, wire your cash-to-close, and get your keys to your new home!
Pure Rate Watch
Our state-of-the-art technology guarantees that you'll consistently secure the most suitable mortgage for your unique situation. We continuously track interest rates, ensuring you receive immediate alerts whenever there's an opportunity to save money.
See what our customers say about us
Licensed in
CA,CO,DC,FL,GA,MD,NC,NJ
OH,PA,SC,TN,TX,VA,WA
Coming soon to AZ,IL
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Get notified when rates drop
Never miss a rate drop – experience smarter rate shopping. Our Price Drop Alert feature keeps you informed, instantly notifying you when prices fall.
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Discover Pure Rates with us, your Pure choice in lending
Shop for different rates based on you scenario with our rate comparison table.
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Discover your exclusive rate -tailored for you. Secure your custom rate today.
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